P2P

File sharing is sharing and transferring digital information, program or system and providing the file access to the receiver through a network. P2P file sharing is the abbreviation for peer-to-peer file sharing, it is a form in which different from server and client concepts. P2P file sharing is sharing files in between individual computers through P2P networks. The examples of P2P file sharing can be Google Lending Club. In the reading, "Peers Find Less Pressure Borrowing From Each Other" by Wendy Kaufman, stated that this system let borrowers and lenders together outside the conventional banking system and take transactions freely. People find this is an alternative to the banking system, very effective, excellent direct funding and also changed consumer behavior.